Residential Loans
Pre-approval – Get a head start on your home buying journey with our mortgage per-approval service. By getting pre-approved, you’ll know exactly how much you can afford to spend on a home, giving you a competitive edge in the market. Our team will guide you through the pre-approval process, helping you gather the necessary documents and providing personalised advice every step of the way.
Home purchase – Whether you’re a first-time homebuyer or looking to upgrade to your dream home, we offer variety of home purchase loans to suit your needs. From competitive interest rates to quick approvals, we’ll help you find the right mortgage solutions.
Refinance – Refinancing your mortgage can help you lower your monthly payments, reduce your interest rate, or tap into your home’s equity for cash. Our refinance loan options include rate and term refinancing, which allows you to adjust the term or interest rate of your loan, as well as cash-out refinancing, which lets you borrow against your home’s equity for other purposes.
Investment property – Looking to expand your investment portfolio with rental properties or fix-and-flip projects? Our investment property loans can help you finance your next real estate investing, our team will provide expert guidance and customised solutions to help you achieve your goals.
Low-Doc Loans – For self-employed individuals or those with non-traditional income sources, low-doc loans provide a flexible financing option. With minimal documentation requirements, these loans make it easier for your to qualify for a mortgage without the extensive paperwork typically required for traditional loans.
Debt Consolidation – Consolidating your debt into a single loan can help you manage your finances more effectively and reduce your overall debt burden. Our debt consolidation loans allow you to combine multiple debts into one convenient payment, simplifying your monthly budget and potentially saving you money on interest charges
Construction – Building or renovating? Our construction loans provide financing for your project. Whether you’re constructing a new home or remodelling your current one, we offer flexible terms and competitive rates to bring your vision to life.
Bridging – Need financing to bridge the gap between buying and selling? Our bridging loans offer short-term solutions to help you transition smoothly. Whether you’re moving to a new home or upgrading to a larger one, we provide flexible options with competitive rates.
